No. of Recommendations: 4
It seems to me that $3500 is unrealistic with mortgage at 1677 and total

food at 1085. That leaves 950 for everything else. Food for 5 at 1085

seems really high. We are a family of four and spend in the area

of 5-600 monthly. Cooking from scratch with almost no prepared foods

helps. 60 to 70% vegetables helps and it's healthier too. Is it possible

to try to cook more at home from scratch? Just some thoughts that may

trim the food budget by 20 to 30%

Hope these suggestions help

Jim K

p.s pen fed has 2.875 adjustable mortgages that adjust every 5 yrs. just a thought.
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