No. of Recommendations: 0
It sounds like you don't have an emergency fund. If this is true, then I would not retire the debt, and keep that money for emergencies. I would however stop diverting cash into the mutual fund and apply those $100 payments to the credit card until the debt is paid off. Paying back high-costing CC debt will usually net you more than investing and it is less of a headache since you don't have to try to invest well to get the great returns.

If you have an emergency fund, then use that money to pay back the debt. Monthly contributions to mutual funds is one of the best ways to invest, because it requires very little on your part. As long as you select good funds, AND you have high interest debt paid off, you can't go wrong (IMHO)
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