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It still pays to check what you've been told by an insurance broker by actually visiting the Obamacare website and verifying prices.


I guess I should have clarified that I am only interested in purchasing through a private insurance company. I did research my options before calling a Broker, recommended by a reliable acquaintance, to ascertain I had not overlooked any options.

All sounds very complicated to me? We get a letter with a form that contains all our pertinent info on it once every five years asking us if anything has changed. You make any changes if needed, sign it and send it back in the prepaid envelope and they send you a new card good for another five years. We (wife and I) are actually due for a new one this year, so much pressure. If anything does change in between (phone # or address for instance) you just mention it to your healthcare provider and they update the data right there.


For the last 3 years I have had to choose a new insurance plan as each year the plan I had was eliminated.

We can afford to go without insurance. I would prefer that we had coverage and, as I stated prior, hope more viable options become available by year's end.

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