Its a big problem, in fact its an actual industry, so hacker is a bit of a misnomer, its organized crime. If you go here you can see some new research from McAfee on market value for online bankinghttp://www.avertlabs.com/research/blog/index.php/2008/05/07/...All the big name banks are represented, and you can buy a username and password for about 8% of the account value. So a username and password for an account with $10,000 would sell for about $800. Here is the kicker - they offer a money back guarantee! So if it doesn't work you get a refund and can try again. Its a big industry with a lot of upside and no barriers to entry.-Gunnar
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