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Author: JonathanRoth Big red star, 1000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76384  
Subject: Re: Am I saving too much in retirement accounts? Date: 8/30/2014 1:52 PM
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It's a wash.

As you noted upthread, it's not a wash if your tax bracket changes in retirement, which it does for almost everyone.

This distinction, that the only return difference between Roth and standard IRAs are the tax brackets when the contribution was made compared to the tax bracket when the withdrawal was made was the point of the entire sub-discussion. Thank you for clarifying.
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