No. of Recommendations: 3
It's been a bit over a week now, but I wanted to wait for the payments to clear before reporting this next update :]

Last thread: [4/2012]

I sent the last payment to Chase at the end of August and I am happy to report that my total CC debt at the time of this post is now ZERO!!! *dancing furiously*

Woo Hoo! That's sticking to a plan!!!

I still owe approximately $4K on my auto loan. I do plan to shift my snowball to pay this down quicker than the previous $450 monthly, but the focus now will be to build up cash reserves, saving for a modest wedding, april vacation/honeymoon and a down payment for a home.

So with about $3000/month to apply towards the combination of debt and savings, if you pay about $1500/month toward your car, you could give yourself a very nice Christmas present of a free and clear car title, and still have put away about $5000 in savings toward your other goals.

Then 2012 will have really been the 'year of debt dismissal' for you. And it seems like it would be a really good start to 2013, too.

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