It's done with auto loans all the time.And therein lies a potential clue.....Jennifer, are we talking about home financing on a modular home?If so, it may *very* well be chattel financing (in essence, car loan terms,) in which case they may indeed be treating it exactly as they explained.NONE OF WHICH MATTERS... as I explained, itsall a wash in the end as long as you don't fall asleep at the checkbook... and you'll eliminate it faster and safer if you aggressively save & build a side fund than attacking it directly.Luck,Dave DonhoffLeverage Planner
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