…I've also got almost $7000 in just a savings account, which is about 3 months income, …What else do I need to be doing? …It sounds like you are making about $28,000 a year but is it not clear if that is before or after taxes, or includes your retirement savings(which are great!). One thing that you could look at is to make sure that you are continuing to gain marketable skills so that in the future you can increase your income. This would have a bigger impact on your long-term financial security than increasing your percentage of savings. Don't be afraid to invest in yourself.Greg
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