I've been on a wild ride the last five years but I've always been glad I didn't buy into the "put 60 or 70% in bonds at your age" advice. Even with 30% in fixed income ivestments I'm feeling the pinch of low interest rates. But my total portfolio has recovered even though I've been withdrawing from it for 13 years. It should support me for many more decades. Still a believer in equity along with a good cash reserve so I don't have to sell into a falling market.
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