I've been researching 401K and pension exits. I want that money as soon as humanely possible.

If you intend to roll over your 401K into an IRA, be sure to follow all the rules, even if it takes a little longer. You will owe a tax penalty if the transfer isn't done correctly. I've rolled over three 401K's and each one was handled a little differently.

If you just want to cash out your 401K, you can, but you'll pay a penalty to the IRS.

Karen