I've filed amended federal returns twice in the last decade. In both cases I had additional refunds coming. It's not that hard and they were processed quicker than I expected. In the first instance I also filed an amended state return, which took 7 months to clear even though my state won't even accept an amended return until the feds have accepted theirs. In the second instance my additional state refund would only have been $5. I just let the state keep it. If you owe money you don't have a choice. File both federal and state.
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