Message Font: Serif | Sans-Serif
No. of Recommendations: 0
I've never heard of a retirement tax shelter (IRA, etc.) that is held as joint tenants. You own your plan; your spouse appears on it as a beneficiary - and vice versa.

It is true that your spouse must be included as a beneficiary - or else must "sign off" by waiver of spousal rights. (These are issues that often are settled as part of a divorce decree - or sometimes as part of a pre-nuptial agreement.)

Print the post  


In accordance with IRS Circular 230, you cannot use the contents of any post on The Motley Fool's message boards to avoid tax-related penalties under the Internal Revenue Code or applicable state or local tax law provisions.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.