I've only had mine for a year but my mom has had one there for about 6 or 7 years and has had very good return. I chose the value fund versus the income fund because it seemed the better choice for a long term growth strategy with an IRA when I was muddling through the prospectus. Also that is the fund that my uncle (who is a finacial planner) said he would personally choose and I trust his opinion.I think both funds have performed quite similar over the past 10 years.
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