I've read a lot on TMF about Consumer Credit Counseling Services, although most Fools will recommend trying to do it on your own first. I unfortunately didn't join TMF until after I joined a credit counseling group. I use Debt Management Counseling Corp. I've used them for a few months and they seem alright. A lot of people have also suggested Myvesta. Most say stay away from AmeriDebt.JLizNY
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