JackBD --I've read the book and found a lot of his ideas are interesting, including his "endgame" use of annuities.However, the book was written specifically for one group of individuals. Namely, those "rising" middle managers for the various corporations/companies in New York City. These are the author's primary clientele. This is the reason he can tell them to "quit" and be more proactive about their individual needs. (There will always be another company ready to hire the "rising star" types.) This may or may not work in your field or location in the world.Otherwise, an interesting book. The "annuity" piece is the last resort and not a primary play. The best idea is to give your money away to your heirs while you're around and not wait until your gone ($10,000 a year / person / doner). Why have them wait until your six-feet under to say nice things about you and the all the money you left them? It would be better to have them tell you to your face, while you can still hear them.Have a Great Day/Year!OldToad
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