JAFO -I must be missing something fundemental here. My IRA is ~$14k. My debt is ~$9k. As I stated earlier, "My theory is that I can put the funds back into my IRA with the money that I was using to pay the Min. on the CCs." This means that I will have ~$30 in my IRA in ~10 years.I cannot not get another creditor to give me a 'loan' for more than $3k. Is there a way to go about this that I may not have considered?
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