JAFO,Thank you for the input.Perhaps it makes no difference, as there is accumulated interest as well as principal, but it seems that paying during deferment would be applied directly to the principal, since there was no payment due or scheduled. The monthly payment for that loan will be $153. I am surprised that they would take $1280 dollars of a $2000 payment and apply it toward interest when no payment at all was due(yet).By the way...Isatar,The second link you supplied was all about Direct Plus loans. starting in the first paragraph of the body of the web-page link you supplied.Thanks again.tb2(still perturbed)
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