JAFO31 writes:There are upper income limits to Roth IRA eligibility; as I understand the regular IRA rules, there are no upper income limits to making contributions, but there are limits that may effect deductability of the contributions.I reply:Thanks, JAFO31. I don't know what I was thinking! If the original poster has a modified AGI in excess of the $150,000-$160,000 phase-out range, then her only option is a traditional IRA. --Bob
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