January 1 December 31
10% 8%
Year Nest Egg Withdrawal Nest Egg Earnings Nest Egg Year Net After Tax
1 $1,000,000 $100,000 $900,000 $72,000 $972,000 1 $70,000
2 $972,000 $97,200 $874,800 $69,984 $944,784 2 $68,040
3 $944,784 $94,478 $850,306 $68,024 $918,330 3 $66,135
4 $918,330 $91,833 $826,497 $66,120 $892,617 4 $64,283
5 $892,617 $89,262 $803,355 $64,268 $867,624 5 $62,483
6 $867,624 $86,762 $780,861 $62,469 $843,330 6 $60,734
7 $843,330 $84,333 $758,997 $60,720 $819,717 7 $59,033
8 $819,717 $81,972 $737,745 $59,020 $796,765 8 $57,380
9 $796,765 $79,676 $717,088 $57,367 $774,455 9 $55,774
10 $774,455 $77,446 $697,010 $55,761 $752,771 10 $54,212
11 $752,771 $75,277 $677,494 $54,199 $731,693 11 $52,694
12 $731,693 $73,169 $658,524 $52,682 $711,206 12 $51,219
13 $711,206 $71,121 $640,085 $51,207 $691,292 13 $49,784
14 $691,292 $69,129 $622,163 $49,773 $671,936 14 $48,390
15 $671,936 $67,194 $604,742 $48,379 $653,121 15 $47,035
16 $653,121 $65,312 $587,809 $47,025 $634,834 16 $45,719
17 $634,834 $63,483 $571,351 $45,708 $617,059 17 $44,438
18 $617,059 $61,706 $555,353 $44,428 $599,781 18 $43,194
19 $599,781 $59,978 $539,803 $43,184 $582,987 19 $41,985
20 $582,987 $58,299 $524,688 $41,975 $566,664 20 $40,809
21 $566,664 $56,666 $509,997 $40,800 $550,797 21 $39,666
22 $550,797 $55,080 $495,717 $39,657 $535,375 22 $38,556
23 $535,375 $53,537 $481,837 $38,547 $520,384 23 $37,476
24 $520,384 $52,038 $468,346 $37,468 $505,813 24 $36,427
25 $505,813 $50,581 $455,232 $36,419 $491,651 25 $35,407
26 $491,651 $49,165 $442,486 $35,399 $477,884 26 $34,416
27 $477,884 $47,788 $430,096 $34,408 $464,504 27 $33,452
28 $464,504 $46,450 $418,053 $33,444 $451,498 28 $32,515
29 $451,498 $45,150 $406,348 $32,508 $438,856 29 $31,605
30 $438,856 $43,886 $394,970 $31,598 $426,568 30 $30,720
