Jbrains,
May I suggest that you consider picking your local yellow pages and kook up Peimerica, PFSL Investments or Primerica Financial Services of Canada. Call the number and tell them you'd like to have your FNA (Financial Needs Analysis) done. It's totaly free of charge, the FNA is very comprehensive and a major section is dedicated to retirement planning.

Also I'd put aside as much funds as I possibly can. And isn't now the best time? No kids, lunches to work, substantial salary for a Canadian, and I assume, your girlfriend who does the shopping (women seem to be capable to save money there),and cooking.

Ever thought about a market average Index Fund for RRSP savings?

I'm afraid I'll never have to worry about RRSP again and focus on 401K instead. Sad. Very sad.

Good luck,
Max