Jcarey52,>However, I have a concern that at some time in the next 15 years that the federal government will find a way to tax Roth IRA's thereby removing the advantage of the accounts? What do you think I should do?<I wouldn't worry too much about this. It would be political suicide, I think, to change the rules for those that started a Roth under the current rules - and used those rules to decide if it was more suitable over some other retirement account. However, what I would worry about is the gov't doing away with or changing the rules for the Roth account for new investors going forward. For this reason, it would probably be wise to open a Roth while you still can even if you only contribute a minimal amount. Randall
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