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Author: BruceCM Big red star, 1000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75525  
Subject: Re: To Roth or not when making very little? Date: 8/11/2011 3:03 PM
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Jeanette
If you are single, for tax purposes, you will pay little or no Federal income tax, so you would be better off contributing to a Roth IRA. If, OTOH, you are married filing jointly, you may be better off by making a deductible Traditional IRA contribution if you 1) qualify for the deduction and 2) project you tax rate at retirement will be equal to or greater than your current tax rate.

BruceM
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