Jeff, one of the Foolish ideas on these boards is you can (and should) educate yourself. Your observation that the market is a "little bumpy" right now is correct. If you look at the Dow Jones Industrials they are down like more then 10% since the first of the year. Other "averages" are up that amount. Rather then just throwing your money into an index fund (They almost all a designed to be the same as one average or another), why not park your money in a money market with either a mutual fund or discount broker. You can't loose money and you won't make much either. But you will have your contribution to invest after a few weeks or months of research.
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