Jill is married to Jack and is less than 70 yrs old. Jack has 401(k) and Jill doesn't. Combined AGI for both of them is 320,000 (Jack is 200,000 and Jill is 120,000). The point of asking the question was when combined AGI for a married couple exceeds 160k but individual's income, who isn't covered by 401(k) at work, does not exceed 160k then can that married individual (with a spouse with 401(k) plan) make a deductible contribution ?Thanks for your answer to the second part of the question though. I am still unclean about the first part of the question.
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