No. of Recommendations: 0
JLC writes:

<< Usually actively managed funds perform worse than indexes and have higher fees. >>

True, most actively managed funds in any given year do not perform as well as the indexes.

<< I personally wouldn't invest in a bond fund either, just as much risk as an equities fund, thus would opt for the fixed income/money market if possible. >>

This is incorrect. Bond funds do NOT have as much "risk" as equity funds . . . . though one might be able to make a good argument that junk bonds would. One might say that bond funds alone have more risk than if within a portfolio containing equity investments. Within a portfolio, bonds and bond funds provide inverse correlation to equities, which actually reduces the portfolio's investment risk.
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