JLC's thoughtful reply:That investing the extra sounds good when the market is bullish. But what about in a time like this year? Or 1990? Or 1972-74? JLC,If you noticed my recommendation of VFINX(Vanguards S&P 500 fund) that has returned an average over 10% per year, that's with good and bad years. For the long term investor it's an easy decision. The important point is not so much what you invest in, it's that you consistently invest.You can't win if you don't play the game.Cheers,ES
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