jmg0608,Well, assuming you meet the income requirements, you could put $4000 in on January 1st. $2000 for this year $2000 for next. With $4000 you could start a very small FF or maybe you could consider buying just one or two of the FF stocks. Put the rest of the FF in your taxable accounts, or just forget about them for this year. For lots of ideas on this subject, visit the FOOLISH FOUR board.Cheers,GW
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