joel...I'm not the smartest kid on the block, but I do know that if I have a way of looking at something and most everyone else has a way that is contrary to mine, that I may need to take another look at my logic.You have as much a right as any of us to make your opinions public on this, or any other board, however, this board and especially the "Investing Beginners" Board, where you post frequently, are in my opinion, not the place to advocate your highly controversial investment strategies. Maybe you should start a "Market Timing Board", or something similar, to sell your ideas.You have to accept a certain amount of responsibility for possibly starting a young, inexperienced investor down the road to financial ruin just for the purpose of validating your own misconstrued ideas about effective investing. Prudent investing need not be a maze of mathematical formulas, historical data, and complicated charts. It isn't laziness to take the most efficient and expeditious route to accomplish important tasks. Work smarter, not harder comes to mind.Anyway...I wish you well and I wish you would think about what I have said...and then go away!Bill
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