Joel wrote,My only suggestion is that you do something to schedule automatic drafts from your checking account until the balance is paid. That way you don't risk loosing the terms on the loan.While I agree that is very sound advice, I just want to point out that a missed payment is not the only risk to having the terms of the loan change. As many people here have noted, a credit card can raise the interest rate for no reason and/or because of your status with other companies.dt
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