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Author: jimruntom Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 19483  
Subject: Re: What to do with my 401(k)? Date: 1/24/2000 9:11 PM
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Jonathan,
look at your options available at your old company. Do they work for you? Is the new plan better/have more or better options? I assume you are in some mut. funds.
Do you want to be more aggressive and are you finacially astute? If so, you may want to do an IRA rollover like I am doing, right now. I am going with Vanguard (very low expense factors and index funds) and Janus (<1% expenses and excellent performance, 3 spyders (spy, xlk, qqq)and 2 or 3 individual stocks (looking at Msft, Lu, Nok, Csco,and Sunw)...the funds give me diversification and stocks are solid blue chip techs...expecting to see the most growth in the stocks.
Be sure to do the IRA to shield the account from taxes vs. an open account which has annual tax liability. This is of utmost importance.
Secondly, save as much as possible in your 401, the deferred option, as a tax shield. Real estate is another tax shield like individual stocks, if you hold onto them.
Much of your decision is based on your risk tolerance, how much time you can devote to research stocks, how old you are. JIM
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