Josh: I have learned the hard way that the old adage "don't do business with friends" is true. I was a planner in the early eighties in CA sold to friends the market crashed and I have never heard the end of it. Also your friend works for Amex, for sure he is strongly encourage to sell Amex funds and probably makes the best commission on them. Their funds are usually hovering somewhere in the bottom half of earnings. Don't think it would be a smart move on your part. ~~~ Good Luck
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