UnThreaded | Threaded | Whole Thread (11) | Ignore Thread Prev | Next
Author: Biffstein Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75779  
Subject: Re: How do you set up a Roth IRA in a stock? Date: 6/12/2000 4:57 PM
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Recommendations: 0

jrr7,


> Sorry - I should have called that the "index fund fee". I had forgotten about the low balance for accounts that drop below the minimum. What funds are you invested in with Vanguard? Some of them charge the $10/yr fee (probably billed as $2.50/quarter) and some don't.

My VG money market fund is the one susceptible to the low balance fee.


> If you can avoid tapping your Roths, you'll do a lot better by putting the investments with the highest expected yield there. I say "If" because high yield goes hand in hand with high price volatility, and you don't want to withdraw when your investments are temporarily depressed. If you'll need to tap your Roths, then you shouldn't be in volatile stuff if your home purchase is closer than 8 years.

My Roth is in a pretty conservative fund, so I was thinking of putting the wife's Roth into something a bit riskier, such as QQQ. I do expect to tap into the Roths for a home purchase within 8 years, though. You think the nasdq index would be too risky?

Biffstein




Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (11) | Ignore Thread Prev | Next

Announcements

The Retire Early Home Page
Discussion on accelerating retirement day.
Pencils of Promise - Back to School Drive
"Pencils of Promise works with communities across the globe to build schools and create programs that provide education opportunities for children."
Managing Your Wealth
Our own TMFHockeypop from Rule Your Retirement fame on the TV show Managing Your Wealth.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Value Hounds

Clorox Isn't Cleaning Up
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement