No. of Recommendations: 24
I never posted a June update, so here is the update from May to July.

9/05 5/07 7/07 rate
1) Car loan $11,567 - -
2) Chase MC $10,225 - -
3) AT&T MC#1 $ 5,163 - -
4) AT&T MC#2 $ 3,606 - -
5) Student1 $ 3,527 - -
6) Furniture - $4,629 -
7) Chase - $11,837 $11,369 0% through 2/08
8) Best Buy $ 1,173 $1,930 $1,890 0% through 9/09
---------------------------------------------------------------
Total $35,261 $18,396 $13,259 0% average

This month we paid off the furniture as planned - the 0% rate was set to expire at the end of the month. Between this and our trip to Europe in June (which was fantastic, btw), I will admit that we had to dip into savings a little bit.

DW just received a nice raise at work, which allowed us to raise her 401(k) contribution from 10% to 15% without reducing her take home pay. Since our snowball is working well, we agreed that it was better to take the long term view and increase the 401(k) contribution rather than have the extra monthly income to accelerate the snowball.

After slacking off for much of this year, DW and I have agreed to rededicate ourselves to eliminating our remaining debt. For August and going forward, our goal is to semd $2k monthly to the Chase card, plus any addition windfalls that come our way. We'll need to do this to have any chance of paying it off before the 0% rate expires in February.

Another budget evaluation is also in the works. We're going to stick with our reduced personal discretionary spending (which we did to help pay for our trip) until we finish our paydown. Our household spending ($200/wk for groceries, Target/Costco, dining out, entertainment, etc.) hasn't worked very well, so we're going to take another look at that.

And, in a MAJOR breakthrough, DW just asked me if we could snowball her car loan once we finish with these (currently ~$15k, 1.9%, $534/mo). Historically, DW has been fairly hands-off when it came to the household balance sheet, so this is a welcome change.
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