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Jumbo mortgages start at $417k, so even a $500k house would require a 17% down payment - which is all of your cash savings - to get to a non-jumbo mortgage. No matter how you slice it, you're likely looking at jumbos.

Thank you, but no, the Boston area is a high income area with a conforming limit of $465,750, so we could go as high as $517500 with 10% down. Unfortunately that doesn't get a house we're willing to live in. I wish it did.

I would love to put down less money, but I don't see a way to do in our area.
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