No. of Recommendations: 1

Yes, you can get non-callable CDs with maturities longer than 5 yrs. I have one with Pentagon Federal for 7 yrs. and I have seen them as long as 15 yrs though with such long maturites you usually have to have some bucks ($10,000 or so).

As to who is small fry, certainly if you have less than a million dollars to invest you are small fry and with inflation I would guess the million should be raised to at least two million. Many of the top financial advisers and hedge funds require you to anty up a million dollars so, if that is all you have, you are pulling all your eggs in one basket, so to speak.

My late brother used to invest in bonds for capital gains and did very well. He thought bonds were more predicable than stocks, but I suspect they are less so in this age. The cycles are harder to predict and the volatility is smaller than it used to be, I think.

At any rate, if you think differently, that is fine with me, but I for one do not understand the current R squared of bonds.

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