Just a note regarding financial aid. You can put the stock in your name or your daughter's. It will not affect financial aid. No matter what, you are expected to pay for your child's education. The laws regarding independence changed in 1992 and unless your daughter is married or over 26, you are the primary funding for your daughter's education. When the colleges do their calculations on "how much of the costs parents can pay" they don't take very much reality into consideration--including whether you might have triplets all in college at the same time. You are expected to pay the same per child you would pay if there was only one.
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