No. of Recommendations: 4
Just curious: Why did you post this on the BOND board?

Well, this is the Bonds & Fixed Income Investments board, and since the offer includes CDs, which are FIXED INCOME instruments, it does have a relevence.

The rant does seem more appropriate for Improve the Fool, though it would probably get pulled if posted there.

Personally, I don't have the problem with advertisements (other than pop-ups, and drive-overs) promoting their wares, just as long as the editorial content of the pages don't lose their goal of informing and promiting comparison shopping.

Long before I saw such an offer here on Fool.COM, I knew that the American Auto Association for Oregon/Idaho had similar offers from MBNA. I also knew of the Fool.COM partnership for CDs for about a month now.

If one wanted to get the best rates, one would probably be well-served by at least looking at some rating sites like
and then contact the issuers directly in case newer information or eligibility requirements might change things.

These are some numbers from the Fool.COM/MBNA 2-year CD and Money Market offer (which matches the AAA Oregon/Idaho MBNA offer), Ing Direct (which is often mentioned on other boards I frequent) and some other items I got from Bankrate when searching for Oregon:

Money Market 2-year CD
---------------------------------------------------- 2.20%APY 3.10%APY
AAA OR/ID/MBNA 50,000 min 2,500 min
Orange Account
ING Direct 2.30%APY 2.70%APY
no min no min
Zion Bank Countrywide
Bankrate: 2.30%APY 3.00%APY
1,000 min 1,000 min
State Farm
500 min

So that does show that a special rate might or might not be special (it doesn't look so special for looking for best yielding money market accounts).

It might or might not be special when compared to alternatives, such as a Savings Bond instead of a CD.
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