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Just for fun, what changes have YOU made in your investments or SWR during the last ten years. Any lessons learned?


Added a big chunk of commercial building REITs. Otherwise, not much.

Contemplating switching everything (Mostly American Funds) to a Vanguard Couch Potato portfolio.
In particular, the Nine Emerging port, less the REIT part. And use some VEXMX instead of part of the VTSMX.

The American has served me well, but I think I can "solo" now. I also need more bond exposure.

Any comments would be appreciated.

Count Uptoten
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