Just go online to www.annualcreditreport.com, simplest thing ever.Fair warning: This site will forward you to the three credit reporting agencies, each of which uses a different method to check that you're really you. If your file doesn't have enough of the right kind of information in it, their system could decide it can't tell and force you to order the free credit report by mail. In my case, that caused a delay of about 2 weeks as compared to instant access when they let me see the answer online.Patzergot 2 out of 3 online last time
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