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Just have to add to my last post how cautious one should be with options because they are such complex vehicles. Even though i want to learn about credit/debit spreads the importance of caution is prime. But I am such a beginner that there is so much i don't know-- so i can't even be cautious effectively if you know what i mean! I don't know how to use spreads, but am trying to find out the benefits/costs of them. Anyway, just exploring and with the loss i have been taking on JOSB (from my $160 investment) i am reminded how much i don't know. Just trying to figure things out. steven
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