Just hot wind...Is retirement really as difficult as I have been reading in the last umpteen posts?? It sounds like you have to be an accountant, a tax expert, a stock broker, a financial advisor, and I don't know what else just to enjoy retirement without worrying yourself sick! Continual adjustments to this and that part of your portfolio, constructing a perpetual ladder (whatever that is), etc., etc.It seems to me that retirement should be a much simpler, less complicated life than I see portrayed here. Something must be wrong with our system. Any thoughts??Bill
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