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Just to be sure, will any money I contribute to a Roth IRA between now and April 15, 2004, go toward 2003 contributions?

Not automatically. I always enclose a note with my account number, name and specific instructions as well as putting 200X in the memo line of the check.

If there's a form that goes with the contribution, it also should have a way to mark the year of the contribution.

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