No. of Recommendations: 0
Just wanted to take a minute to thank everyone who replied. In light of the suggestions, I plan to:

1) Contribute $2000/yr to my Roth IRA (initially ivested in dow stocks)

2) Pile additional annual investment savings into my 403b (invested in vanguard s/p 500 index)

Again, thanks to all the Fools who replied.
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