KAT in Chicagoland,Thanks for that info. Would you please expand on this:>>>>But this is a case where the position taken by the IRS seems to be contrary to what the Internal Revenue Code says.<<<<<Also, you said:>>>>>Given that the IRS has given the same ruling a number of times, it should be pretty easy (but not necessarily cheap!) to get your own ruling if you decide to go this way and the issue is still up in the air at that time.<<<<<<...What is the normal process and fee involved in obtaining a ruling? I am still at least 10 years away from retirement; can I get a ruling for something that far in the future? Obviously, this will affect the way I save: If I can withdraw my IRA money early (in the manner that I wish), I will continue to make contributions. If not, I had better stop now and direct my contributions elsewhere. (Though I would *greatly* prefer the former.)Thanks,orangeblood
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