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kcrowson,
Regarding your note;

"I have had several opportunities to get lower interest cards to transfer my high interest card debt to. But when i fill out the applications I get denied because of too much debt. My credit history is great, never been late and have the income to back my debt, but i can't get ahead because of crappy interest rates i am locked in to. What am I doing wrong?"

I've had the same problem. I've been trying to transfer to the great offers I get in the mail. . and everytime . . denied. I don't get it! This has been going on for at least 6 months.

If there is anyone that can give us some Foolish advice, it will be much appreciated!!!

Jimmy
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