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While ZGriner's response was a bit harsh, he/she is on target when he/she says to educate yourself. If you haven't already done so, read "You Have More Than You Think" and, if you decide to go the mututal fund route for your Roht IRA, start requesting Roth IRA info (via the internet) from companies you feel meet your needs. Index funds are a good way to keep costs down. Hope this helps.
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