Keep in mind that you may do better living below your means in a high-salary, high-cost area, with plans to retire in a lower-cost area.For example, I moved from Seattle to Montana a few years ago. Costs of living are far lower, but I took a major paycut to do it. As a result, I won't accumulate as fast, and so will probably end up having to work longer.If you can earn $100K with annual expenses of $30K in a big city, you might do better than earning $50K with expenses of $15K in a smaller place.dan
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