Keep in mind, there is a large segment of our adult population that do not know the difference between an IRA and an ETF, a bond from a REIT or the S&P 500 from the Russel 2000. All they know is that between Social Security and their retirement savings, they want a comfortable and secure retirement income. Well dressed and smooth talking "advisors" in an expensive feeling building must certainly know what they are talking about. And commissions or fees? What difference does that make?As long as this kind of relationship exists, the method of compensation will continue to be of interest to a minority of those who truly require financial assistance.BruceM
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