Here is the link to my original post about Citi lowering by APR by nearly 22%. http://boards.fool.com/Message.asp?mid=19473937&sort=wholeI promised to post the paper statement when it arrived - so here is the link to that image: http://home.comcast.net/~daffy4u/I will only keep this image up about a week, so please be sure to check it out and feel free to ask any questions you may have. I guess this would be considered some kind of internal balance transfer. Maybe it's a new techinique we can all use. Deb in Venice
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