kidcoach,World Marketing Association (WMA) is where she ended up. To me this seems too much like a pyramid insurance scam...I don't have any firsthand experience with your "WMA". I did some searching, and found several references to WMA, World Marketing Alliance, which is probably the correct name.Others may come along with personal experiences to share. In the meantime, may I suggest you do some Usenet searches, using the terms Wma World Marketing Allianceor World Marketing AllianceI did see newsgroup posts from people who were willing to state that WMA was "not a scam", but I found one that said their fees were a little high.I think it might be easy to conclude that it's a good idea not to buy their VUL, but it's a tougher call whether to cash in and take a big hit. I would probably chalk it up to experience and have clear criteria in mind for future "investment" opportunities.Hope that helps!Phooley
Wma World Marketing Alliance
World Marketing Alliance
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